The Frequently Asked Questions About Psychology and Psychologists are divided into topic sections to help you locate information easier and faster. When possible, the FAQ will also direct you to another section of the website containing more detailed information about the topic.

This section includes FAQs about the Cost of Psychological Treatment:

  1. Why does a treatment visit with a psychologist cost more than a treatment visit to my family physician?
  2. What is the cost of not receiving treatment? What effect is the problem having on your personal health, your work, and your family?
  3. How many treatment sessions will be needed?
  4. Will your treatment require more sessions than will be covered by managed care
  5. If your insurance does not cover all the necessary treatment, will the psychologist slide your fee, according to your income, for the balance of your treatment?
  6. What can I do if I don't have insurance and can't afford the psychologist's fee?
  7. Which insurance company is actually providing your mental health benefits?
  8. Is your plan managed care or point of service? What is the difference between managed care and point of service (POS) insurance coverage?
  9. What are some of the advantages and disadvantages of Point of Service , or traditional coverage?
  10. What are some of the advantages and disadvantages of using managed care?
  11. What are some of the common complaints about managed care for psychological treatment?
  12. What percentage of the fee is covered by insurance?
  13. What is your deductible?  
  14. What effect does a closed panel or closed network have on the quality of services?
  15. Do I have an out of network option on my managed care plan?  
  16. Will you need weekly sessions, more than once per week sessions, or can treatment be provided every other week?  

 

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