108. What are the disadvantages of a point of service insurance plan?

  • You sometimes have to pay an annual deductible.
  • You are responsible for a percentage of the fee.
  • The total cost of treatment may be a little greater.
  • You have to choose your own therapist

The only disadvantage of traditional coverage is that it sometimes costs a little more than managed care. But, if the managed care treatment does not resolve the problem, which one really costs more? And often the cost difference is a small one.

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